Terms and Conditions

Welcome to Bitcap Bridge!

These Terms and Conditions outline the rules and regulations for using the Website located at https://www.bitcapbridge.com (the “Website”), which is operated by Enriching Holdings Co., Ltd. By accessing or using this Website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, please do not use our Website.

1. Use of Cookies

Our Website uses cookies to personalize your online experience and to help us operate the Website effectively. A cookie is a small text file placed on your device by a web server. Cookies are uniquely assigned to you and can only be read by a server in the domain that issued the cookie. We use both required cookies (necessary for the Website’s basic functionality) and optional cookies (for statistical and marketing purposes). By accessing Bitcap Bridge, you consent to our use of cookies. Please note that declining optional cookies may impact certain functionalities or features available on our Website.

2. License & Intellectual Property

Unless otherwise stated, Enriching Holdings Co., Ltd. and/or its licensors own all intellectual property rights to the content displayed on this Website. You are granted a limited, non-exclusive, non-transferable license to access and use the content solely for your personal, non-commercial use. You must not:

• Copy, republish, or reproduce material from Bitcap Bridge;

• Sell, rent, or sub-license any material from Bitcap Bridge;

• Redistribute or modify any content from Bitcap Bridge without our explicit consent.

3. Crypto Loan Products and Service Terms

Bitcap Bridge provides an online platform for crypto-backed fiat loans. By using our services, you acknowledge that:

• Loan Application and Collateral:
  You will apply for a loan via our Website by providing accurate information and completing all required verifications (including KYC/AML checks). Upon executing the loan agreement, you will deposit cryptocurrency as collateral according to our instructions.

• Risk Disclosure:
  Cryptocurrencies are inherently volatile. The value of your collateral may fluctuate significantly, and you acknowledge and accept all risks involved in crypto-backed lending, including market, liquidity, and technology risks. You understand that our services are provided “as is” without any guarantee of profit, security, or performance.

• Compliance:
  You agree to comply with all applicable laws and regulations, including those related to anti-money laundering (AML) and counter-terrorism financing (CTF). You further agree to provide true, accurate, and complete information during the loan application process and to update your information as necessary.

• Limitation on Loan Business Liability:
  In connection with our loan products, Enriching Holdings Co., Ltd. shall not be liable for any loss or damage arising from fluctuations in cryptocurrency values, delays in loan disbursement, or any other operational interruptions that may affect your ability to use the loan funds as intended.

4. User Comments and Content

Certain areas of our Website allow users to post and exchange opinions and information (“Comments”). Enriching Holdings Co., Ltd. does not pre-screen or edit Comments, and they do not necessarily reflect our views. However, we reserve the right to remove any Comments that we deem inappropriate, offensive, or in breach of these Terms and Conditions.

By posting Comments, you warrant that:

• You are entitled to post the Comments and have all necessary licenses and permissions;

• The Comments do not infringe upon any third-party rights, including intellectual property rights;

• The Comments do not contain defamatory, libelous, obscene, or otherwise unlawful material.

You hereby grant Enriching Holdings Co., Ltd. a non-exclusive license to use, reproduce, edit, and authorize others to use your Comments in any form or media.

5. Hyperlinking to Our Content

Certain organizations may link to our Website without prior written consent, including government agencies, search engines, news organizations, and accredited businesses. Approved linking parties may use our corporate name or URL as the link. Any use of Enriching Holdings Co., Ltd.’s logo or artwork for linking purposes requires prior permission through a trademark license agreement.

If you wish to link to our Website from your site, please contact us with your details—including your organization name, URL, and the specific URLs on our Website you wish to link to. We will consider your request and respond within 2–3 weeks.

6. Content Liability

Enriching Holdings Co., Ltd. is not responsible for any content that appears on third-party websites linking to our content. You agree to defend, indemnify, and hold Enriching Holdings Co., Ltd. harmless from any claims arising from your use of our content or from the content on your own Website. No link should appear on any Website that could be interpreted as libelous, obscene, or infringing on any third-party rights.

7. Reservation of Rights

Enriching Holdings Co., Ltd. reserves the right to request that you remove any links to our Website. We also reserve the right to amend these Terms and Conditions and our linking policy at any time without notice. By continuing to link to or use our Website, you agree to be bound by any updated Terms and Conditions.

8. Removal of Links

If you find any link on our Website that you consider offensive or objectionable, you may notify us at any time. While we will review such requests, we are not obligated to remove any links unless they breach our policies or applicable law.

9. Licensing and Regulatory Disclosures

Bitcap Bridge operates its crypto-backed loan services under the regulatory framework as required by law. Our operations are licensed through Hero Capital Ltd.
Address: Room 7, 1st Floor, Dekk House, Zippora Street, Providence Industrial Estate, Mahe, Seychelles.

This entity holds all necessary licenses for the provision of our services. Detailed licensing information is available upon request as part of our legal disclosures.

10. Disclaimer

The content and services provided on this Website are offered on an “as is” and “as available” basis without any representations or warranties of any kind, whether express, implied, statutory, or otherwise. To the fullest extent permitted by applicable law, Enriching Holdings Co., Ltd., its affiliates, licensors, suppliers, and any associated third parties disclaim all warranties—including, without limitation, any implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and reliability.

Under no circumstances shall Enriching Holdings Co., Ltd. or any of its affiliates, licensors, suppliers, or related parties be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages (including, without limitation, damages for loss of profits, loss of data, loss of business, or other intangible losses) arising out of or in connection with your use of the Website or any content provided therein—even if advised of the possibility of such damages or if a remedy fails to achieve its essential purpose.

This disclaimer covers, without limitation, any damages or losses arising from:

• The use or inability to use our Website or services;

• Fluctuations in cryptocurrency values affecting your collateral or loan performance;

• Any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or other harmful components.

Your use of the Website is at your own risk, and you agree that you are solely responsible for any damage to your computer system or loss of data that results from such use.

If any provision of this disclaimer is held to be invalid or unenforceable, that provision shall be modified to reflect the parties' intention, and the remaining provisions shall continue in full force and effect.

By using this Website and our services, you acknowledge that you have read, understood, and agree to this disclaimer in its entirety.

11. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of Seychelles. You hereby submit to the exclusive jurisdiction of the courts of Seychelles for any disputes arising out of or in connection with these Terms and Conditions.

12. Changes to These Terms and Conditions

Enriching Holdings Co., Ltd. reserves the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page and will become effective immediately upon posting. Your continued use of the Website after any changes constitutes your acceptance of the new Terms and Conditions.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

• Email: support@bitcapbridge.com

Last updated: 11/02/2025